:root{
  --estate-blue:#2e68ad;
  --estate-deep:#07559c;
  --estate-blue-2:#4c83c3;
  --estate-soft:#edf5fc;
  --estate-soft-2:#f6f9fc;
  --estate-card:#f8fafc;
  --estate-line:#cbdceb;
  --text:#354351;
  --muted:#607080;
  --white:#fff;
  --shadow:0 18px 45px rgba(27,73,121,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.48}
a{color:inherit}
.brand-header{width:100%;background:#346fb4;overflow:hidden;box-shadow:0 3px 12px rgba(25,65,105,.08)}
.brand-header img{display:block;width:100%;height:auto;min-height:112px;object-fit:cover;object-position:center}
.shell{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.profile-nav{display:flex;align-items:center;gap:10px;flex-wrap:wrap;padding-top:22px}
.profile-nav>span{margin-right:3px;color:var(--muted);font-size:13px;font-weight:750}
.profile-link{border:1px solid var(--estate-line);border-radius:999px;padding:9px 14px;color:var(--estate-deep);background:#fff;text-decoration:none;font-size:13px;font-weight:800;transition:background .18s ease,border-color .18s ease,color .18s ease}
.profile-link:hover{border-color:var(--estate-blue);background:var(--estate-soft)}
.profile-link.active{border-color:var(--estate-blue);background:var(--estate-blue);color:#fff}
.intro{padding:56px 0 34px}
.eyebrow{margin:0 0 14px;color:var(--estate-deep);font-weight:800;font-size:15px;letter-spacing:.035em}
h1{margin:0 0 10px;color:var(--estate-blue);font-size:clamp(34px,4vw,52px);line-height:1.06;letter-spacing:-.035em}
.lead{margin:0 0 24px;font-size:21px;font-weight:700;color:#273440}
.profile-line{font-size:17px;color:var(--muted);margin:0 0 16px;max-width:1080px}
.profile-line strong{color:#3d4b58}
.key-message{display:flex;gap:14px;align-items:flex-start;margin-top:18px;padding:18px 20px;border-radius:16px;background:var(--estate-soft);border:1px solid #d4e5f3}
.key-message p{margin:0;font-size:16px;color:#445464}
.key-icon{flex:0 0 28px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--estate-blue);color:#fff;font-weight:800}
.section-heading{display:flex;align-items:center;gap:15px;margin-top:2px;margin-bottom:16px;color:var(--estate-deep);font-weight:800;font-size:13px;letter-spacing:.08em}
.section-heading div{height:1px;background:#dce7f0;flex:1}
.steps{display:grid;grid-template-columns:1fr 1fr;gap:18px 42px;padding:0 0 30px}
.step-column{display:flex;flex-direction:column;gap:16px}
.step-card{display:grid;grid-template-columns:48px 1fr;gap:18px;align-items:start;min-height:108px;padding:21px 23px;background:var(--estate-card);border:1px solid var(--estate-line);border-radius:19px;box-shadow:0 7px 16px rgba(30,80,128,.035)}
.step-number{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--estate-blue);color:#fff;font-size:18px;font-weight:800}
.step-number.ghost{background:#fff;color:var(--estate-blue);border:1.5px solid var(--estate-blue)}
.step-card h2,.info-card h2{margin:4px 0 10px;color:var(--estate-deep);font-size:18px;line-height:1.2}
.step-card p{margin:0;color:#3f4d59;font-size:15.5px}
.step-card-cta{background:linear-gradient(135deg,#f8fbff 0%,#eef5fc 100%)}
.info-card{background:var(--estate-card);border:1px solid var(--estate-line);border-radius:20px;padding:25px 28px}
.documents{background:var(--estate-soft);margin:0 0 30px}
.documents h2{font-size:19px;margin-bottom:15px}
.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px}
ul{margin:0;padding:0;list-style:none}
.check-grid li{position:relative;padding-left:27px;margin:9px 0;font-size:15.5px}
.check-grid li::before{content:"✓";position:absolute;left:0;top:.03em;width:17px;height:17px;border-radius:4px;display:grid;place-items:center;background:#fff;border:1.4px solid var(--estate-blue);color:var(--estate-blue);font-size:11px;font-weight:900}
.twin-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;padding-bottom:46px}
.dot-list li{position:relative;padding-left:24px;margin:11px 0;font-size:15.5px}
.dot-list li::before{content:"";position:absolute;left:0;top:.58em;width:9px;height:9px;border-radius:50%;background:var(--estate-blue)}
.slogan{background:linear-gradient(135deg,#2e68ad 0%,#3977bc 100%);color:#fff;border-radius:18px;padding:26px 30px;margin-top:38px;box-shadow:var(--shadow)}
.slogan h2{margin:0 0 7px;font-size:22px;letter-spacing:.01em}
.slogan p{margin:0;font-size:16px}
.cta{margin-top:24px;margin-bottom:34px;padding:30px;border:1px solid var(--estate-line);border-radius:20px;display:flex;gap:30px;align-items:center;justify-content:space-between;background:#fff;box-shadow:var(--shadow)}
.cta-kicker{display:block;margin-bottom:5px;color:var(--estate-blue);font-size:12px;font-weight:850;letter-spacing:.08em}
.cta-copy h2{margin:0 0 6px;color:var(--estate-deep);font-size:23px}
.cta-copy p{margin:0;color:var(--muted);max-width:630px;font-size:14.5px}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.btn{appearance:none;border:0;border-radius:13px;padding:15px 20px;font-size:15px;font-weight:800;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible{outline:3px solid rgba(46,104,173,.23);outline-offset:3px}
.btn-primary{background:var(--estate-blue);color:#fff;box-shadow:0 10px 20px rgba(46,104,173,.22)}
.btn-primary:hover{background:#285f9f}
.btn-secondary{background:#fff;color:var(--estate-blue);border:1.5px solid var(--estate-blue)}
.btn.compact{padding:11px 16px}
.site-footer{padding:0 0 30px;color:#6d7884;text-align:center;font-size:12.5px}
.footer-inner{border-top:1px solid #e5ecf2;padding-top:20px}
.footer-inner p{margin:5px 0}.footer-inner a{text-decoration:none}.footer-inner a:hover{text-decoration:underline}.legal{font-size:11.5px}
.modal[hidden]{display:none}.modal{position:fixed;inset:0;z-index:30;display:grid;place-items:center;padding:20px}.modal-backdrop{position:absolute;inset:0;background:rgba(18,35,52,.48);backdrop-filter:blur(3px)}.modal-panel{position:relative;width:min(520px,100%);background:#fff;border-radius:20px;padding:30px;box-shadow:0 30px 70px rgba(0,0,0,.2)}.modal-panel h2{margin:7px 0 10px;color:var(--estate-deep)}.modal-panel p{color:var(--muted);margin:0 0 22px}.modal-close{position:absolute;right:14px;top:10px;background:none;border:0;font-size:30px;color:#5b6875;cursor:pointer}.modal-badge{display:inline-block;font-size:11px;font-weight:900;letter-spacing:.08em;color:var(--estate-blue);background:var(--estate-soft);padding:5px 8px;border-radius:7px}
@media(max-width:820px){
  .brand-header img{height:110px;width:100%;object-fit:cover;object-position:center}
  .shell{width:min(100% - 28px,680px)}
  .profile-nav{padding-top:18px;display:grid;grid-template-columns:1fr 1fr}
  .profile-nav>span{grid-column:1/-1}
  .profile-link{text-align:center;display:grid;place-items:center;line-height:1.25}
  .intro{padding-top:34px}
  .eyebrow{font-size:13px}
  h1{font-size:36px}
  .lead{font-size:18px}
  .profile-line,.key-message p{font-size:15.5px}
  .steps,.twin-grid,.check-grid{grid-template-columns:1fr;gap:16px}
  .steps{padding-top:0}
  .step-column{gap:16px}
  .step-card{min-height:auto;padding:19px 18px;grid-template-columns:42px 1fr;gap:14px}
  .step-number{width:40px;height:40px}
  .documents{margin-top:4px}
  .check-grid{gap:0}
  .twin-grid{padding-bottom:24px}
  .slogan{margin-top:22px;padding:22px 20px;border-radius:16px}
  .slogan h2{font-size:19px}
  .cta{display:block;padding:22px;margin-top:18px}
  .cta-actions{margin-top:20px;display:grid;grid-template-columns:1fr;justify-content:stretch}
  .btn{width:100%}
}
@media(max-width:430px){
  .brand-header img{height:86px;min-height:86px;object-position:center}
  .profile-nav{grid-template-columns:1fr}
  .profile-nav>span{grid-column:auto}
  h1{font-size:31px}
  .lead{font-size:17px}
  .key-message{padding:15px}
  .step-card h2,.info-card h2{font-size:16px}
  .step-card p,.check-grid li,.dot-list li{font-size:14.5px}
  .info-card{padding:20px}
}

/* V3 — formulaires interactifs */
.modal-wide{width:min(760px,100%)}
.modal-intro{margin-top:0}
.contact-form{margin-top:22px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:7px}
.field-full{margin-top:16px}
.field span{font-size:13px;font-weight:800;color:#40505f}
.field input,.field select,.field textarea{
  width:100%;border:1px solid #cbdceb;border-radius:12px;background:#fff;
  padding:13px 14px;font:inherit;color:#2f3e4c;outline:none;transition:border-color .18s ease,box-shadow .18s ease;
}
.field textarea{resize:vertical;min-height:104px}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:#2e68ad;box-shadow:0 0 0 3px rgba(46,104,173,.12)
}
.consent{display:flex;align-items:flex-start;gap:10px;margin-top:18px;color:#5f6f7f;font-size:12.5px;line-height:1.4}
.consent input{margin-top:2px;accent-color:#2e68ad}
.form-actions{display:flex;justify-content:flex-end;gap:12px;margin-top:22px}
.form-note{margin:12px 0 0!important;font-size:11.5px;color:#7c8995!important}
body.modal-open{overflow:hidden}
@media(max-width:650px){
  .form-grid{grid-template-columns:1fr}
  .modal{padding:10px;align-items:end}
  .modal-panel{max-height:92vh;overflow:auto;border-radius:20px 20px 0 0;padding:24px 20px}
  .form-actions{display:grid;grid-template-columns:1fr}
}